Relocation · Data

What Puerto Rico actually costs

Census medians for the island and every one of its 78 towns, next to the U.S. figures — plus the context the averages hide: the 11.5% sales tax, the electricity bill, and the Jones Act premium on everything imported.

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates (tables B25064, B19013, B25077). Vintage: 2020–2024 ACS 5-Year Estimates.

Median gross rent

$578/mo

US: $1,413/mo

59% below the U.S. median

Median household income

$26,297/yr

US: $80,734/yr

67% below the U.S. median

Median home value

$131,500

US: $332,700

60% below the U.S. median

Sales tax runs 11.5%

  • Puerto Rico's sales-and-use tax (IVU) is 11.5% — 10.5% commonwealth + 1% municipal — higher than any U.S. state's base rate.
  • Some categories carry reduced rates or exemptions (unprepared food, prescription medicines); verify current carve-outs with Hacienda before budgeting around them.

Sources: Hacienda — IVU (sales & use tax)

Electricity is the budget shock

  • Residential electricity rates run well above the U.S. average — historically roughly double — so air-conditioning-heavy homes see mainland-unfamiliar bills. It's the main reason rooftop solar + battery is everywhere.
  • Rates change with fuel-cost adjustments; check LUMA's current rate schedule and the EIA's state comparison for the live numbers rather than any fixed figure.

Sources: LUMA — current electric rates · EIA — electricity prices by state

Groceries & goods carry the Jones Act premium

  • Cargo between U.S. ports must move on U.S.-built, U.S.-flagged ships (the Jones Act), which raises shipping costs to the island — groceries, appliances, vehicles, and building materials all price above mainland norms.
  • Local produce, restaurants, and services are where the island is genuinely cheaper — the premium concentrates in imported goods.

Sources: Cato Institute — the Jones Act & Puerto Rico

How to read the table

  • Figures are ACS 5-year medians — a stable multi-year blend, not this month's listings. Hot coastal markets (Condado, Dorado, Rincón) have moved faster than any survey captures.
  • A dash means the Census suppressed the estimate (sample too small) — common for home values in the smallest towns.
  • Median household income context matters: a town with $500 median rent and $18,000 median income is cheap to outsiders and expensive to its own residents. That tension is the housing debate in one row.

Sources: Census Bureau — about ACS estimates

Gas, right now

Latest DACO-reported per-gallon ranges from our news coverage: Regular $3.67–$3.86/gal · Premium $4.20–$4.50/gal · Diesel $4.09–$4.43/gal — see the story.

Every town, side by side

Click a column to sort. Every town links to its full page — news, guide spots, and facts. A dash means the Census suppressed that estimate.

TownRentIncomeHome value
Adjuntas$425$19,549$94,300
Aguada$475$21,501$121,500
Aguadilla$509$21,540$150,800
Aguas Buenas$468$23,072$144,000
Aibonito$481$21,744$124,100
Añasco$576$24,436$116,300
Arecibo$531$23,635$116,700
Arroyo$472$21,186$89,900
Barceloneta$582$24,508$126,300
Barranquitas$505$23,407$117,800
Bayamón$703$31,354$149,100
Cabo Rojo$590$26,408$124,800
Caguas$659$31,379$151,000
Camuy$611$27,411$109,600
Canóvanas$568$29,642$118,600
Carolina$677$36,958$157,600
Cataño$564$25,508$144,500
Cayey$540$30,129$148,300
Ceiba$538$25,454$113,700
Ciales$431$22,586$96,500
Cidra$577$29,246$153,900
Coamo$521$22,045$99,900
Comerío$512$17,134$97,400
Corozal$497$23,797$119,700
Culebra$528$29,630$104,300
Dorado$715$36,391$169,900
Fajardo$625$25,563$121,400
Florida$688$22,332$111,000
Guánica$349$17,633$87,200
Guayama$436$20,402$108,200
Guayanilla$454$23,915$87,400
Guaynabo$901$46,731$226,800
Gurabo$678$42,216$158,500
Hatillo$595$28,146$134,800
Hormigueros$559$26,828$121,700
Humacao$568$27,038$120,100
Isabela$582$23,266$136,200
Jayuya$456$21,796$115,700
Juana Díaz$559$24,852$105,500
Juncos$577$29,863$120,100
Lajas$479$19,695$107,800
Lares$505$18,917$105,100
Las Marías$412$16,314$86,500
Las Piedras$565$25,232$127,500
Loíza$464$24,272$111,000
Luquillo$504$24,225$138,500
Manatí$538$22,683$120,500
Maricao$413$21,302$115,700
Maunabo$549$18,045$99,900
Mayagüez$484$18,295$111,600
Moca$512$23,586$132,100
Morovis$618$25,003$115,100
Naguabo$528$23,395$105,500
Naranjito$488$22,156$112,900
Orocovis$499$20,302$100,500
Patillas$543$24,396$90,300
Peñuelas$489$22,697$89,600
Ponce$536$19,877$110,200
Quebradillas$521$24,640$112,500
Rincón$604$24,447$154,700
Río Grande$585$28,943$131,600
Sabana Grande$463$22,065$100,500
Salinas$530$21,901$88,700
San Germán$481$18,317$111,400
San Juan$611$27,992$171,200
San Lorenzo$579$22,847$113,900
San Sebastián$508$19,920$115,000
Santa Isabel$489$25,795$108,200
Toa Alta$690$35,241$163,900
Toa Baja$713$32,017$148,900
Trujillo Alto$694$40,055$164,500
Utuado$476$20,800$104,000
Vega Alta$667$25,538$140,700
Vega Baja$650$24,244$122,700
Vieques$430$19,803$100,000
Villalba$517$26,286$104,200
Yabucoa$489$22,944$97,800
Yauco$551$24,255$100,200
Ask about cost of living

These are survey estimates (medians), not price quotes — small towns carry wide margins of error, and the ACS lags fast-moving markets. Verify anything you'd sign a lease over.